Start and Grow offers investment packages to enable social enterprises and community organisations to start-up, develop and expand. All Start & Grow investments are made up of one third grant and two thirds loan. Loans are repayable over up to five years and are charged at a fixed interest rate of base rate (currently 0.5%) plus 6%. Investments can be used for both revenue and capital costs (including set-up). You must demonstrate that as a result of our investment your organisation will create or maintain employment or training opportunities in your area.